Different Types of Email Phishing

Email phishing is a very dangerous and potentially financially fatal trap that is sent via email from what appears to be a financial institution to an individual. Most of the phishing emails that one will receive are very easy to notice as fraud emails, but there are some that are very sophisticated and can take time to identify.

Most email phishing is seen as the attempt of an individual to gain your account numbers or other personal information. This information can then be used to complete a transaction which includes them removing money from your account or stealing your identity.

Such emails include the ones in which a foreign individual wishes to transfer money into a state side account so that he may remove such money at a later date. This includes the giving of your account information, having a small amount of money placed into the account, and then a large amount of money withdrawn. It is unfortunate that many people do fall for this simple email phishing technique.

A much more sophisticated type of phishing email is one that appears to be from your banking institution. It will have all the right headers and colors and look very official. It will usually state that due to some problem, you need to go and update your personal information at their website. The email will even kindly present you with a link to the site. You click this and go to a site that looks just like what you would expect at your financial institution. However, if you do enter your login and password, you have just given the crooks what they need to get into your account at the real financial institution's website. Do NOT ever go to your financial institution's website through a link within an email. Just a sound piece of advice.

What you can do the most to help with this email phishing problem is to take action and report any email that doesn't look right. If you receive emails from anyone asking you to do something money wise that you did not request, report it to the authorities. You would much rather report a perfectly legitimate email and have made a mistake than to not have and end up losing your identity or money.

About the Author

What Is Phishing and tips to assist you bypass these scams can be discovered, along with articles on what to avoid in a phishing scam, at http://www.antiphishingscams.com/

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